Properties purchased in a tax sale may be redeemed by the previous
owner, the heirs of the previous owner, or lien holders and assignees.
An order confirming the tax sale is entered into the court records
within 45 business days of the sale date. Once the order is complete,
the property is eligible for redemption. If the IRS holds a lien on the
property, the right of redemption is 120 days from the date of the sale
(28 U.S.C. §2410(b)).
The Tennessee Legislature passed changes to the redemption law January 2016. The new
law allows shorter redemption period based on the number of years a
property has been delinquent.
Years of Delinquency
5 years or less
8 years or more
Vacant and abandoned*
*To be considered vacant and abandoned, a property must be inspected at least three times over a two-month period at different times of day.
How to Redeem Tax Sale Property
To redeem property from tax sale, you must contact the Chancery Court Clerk's Office
and perform the necessary steps required by Tennessee statute. These
steps include the filing of a Petition to Redeem Property from Tax Sale
and making payment according to the final bid price of the property plus
The Trustee's office does not take part in the redemption procedure. We
strongly recommend the use of an attorney to assure all necessary
documents are filed in a timely manner and that the redemption process
is completed as required by law.
What if Someone Redeems the Property I Purchased?
The court will return the bid amount along with 12% interest per year on
your bid amount (interest is calculated from the date of sale until the
Petition to Redeem Tax Sale Property is filed with the Court). All
requests for reimbursement of maintenance and/or improvement costs
incurred by the purchaser are approved at the discretion of the Court.
You are encouraged to seek the advice of an independent attorney before
making any improvements to the property and before filing any petition
requesting reimbursement for incurred costs.
For a listing of properties under redemption, please refer to Properties Under Redemption
For additional information, please contact
the Shelby County Trustee.
** Employees or relatives of employees of the Shelby County Trustee's Office are not eligible to bid on properties in tax sale.